Flexible Financing Options for Your HVAC Needs

Invest in Comfort—Without the Upfront Cost

At Ritchie Mechanical, we understand that HVAC repairs and installations can be significant investments. That's why we've partnered with two trusted financing providers—Synchrony and FTL Finance—to offer flexible payment solutions tailored to your needs. Whether you're upgrading your home system or managing a commercial project, our financing options help you stay comfortable without breaking the bank.

Our Financing Partners

Synchrony is a leading provider of promotional financing, offering:

  • Deferred Interest Plans: Pay no interest if the balance is paid in full within the promotional period.

  • Equal Monthly Payments: Predictable payments to fit your budget.

  • Fast Online Application: Quick credit decisions to get your project started promptly.

Apply with Synchrony

  1. Click the apply button below.

  2. Select the financing option that aligns with your project.

  3. Complete the online application form.

  4. Receive a credit decision promptly.

FTL Finance specializes in financing for HVAC systems. They offer:

  • Flexible Credit Options: Programs available for a wide range of credit profiles.

  • Quick Approvals: Decisions are often made within 15 minutes during business hours.

  • No Prepayment Penalties: Pay off your loan early without extra fees.

Apply with FTL

  1. Click the apply button below.

  2. Choose the financing program that fits your needs.

  3. Fill out the application form.

  4. Await a quick decision on approval, often within 15 minutes during business hours.